Mr. Skittles has been having frequent layoffs at work. It used to be we'd take off on a road trip but not this year. (Although we could maybe go stay near my kids in an rv camping trailer if we had one.)
We've been having to hit our savings account a lot more than we'd like to. This has bothered us to some degree. Then I had one of those light bulb thoughts.
A savings account is for, amongst other things, saving for a rainy day. It's not raining here, but there IS a light drizzle.
Many people have it a lot worse than us. I won't complain.